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Payment links

A link that shows what someone owes you and lets them pay with any UPI app.

On the web and the iPhone app

Try it

Be the payer: open the link, pay, and tell Ravi.

Ravi Kumar asked you to pay

₹700

Pay to UPI IDravi@okhdfcbank

Sample data. Nothing here changes your sheets.

How to use it

  1. Step 1 of 4: In Settle up, tap Request next to someone who owes you. On the web, copy the link or send it on WhatsApp; on iPhone, the Share sheet opens (or WhatsApp, for a guest with a phone number).
  2. Step 2 of 4: They open it, with no Arc account needed, and tap Pay with a UPI app, or pay the way they usually do.
  3. Step 3 of 4: They tap I’ve already paid. Settle up then shows “Ravi says they paid ₹600 … Check it arrived.”
  4. Step 4 of 4: Tap Got it when the money arrives, or Not yet if it hasn’t.

Where to find it

On the web
Settle up › Request
On iPhone
Settle up › Request

Good to know

  • The link always shows what they owe right now, not a fixed amount.
  • Arc never touches the money. It goes straight from their UPI app to yours.