Bank texts that log themselves, a number you can spend today, bills split and settled with a link, and every currency you spend in. Try each one live, right here.
Bank texts, screenshots, your voice, anything you share. You stop typing amounts.
One Shortcut reads payment texts from any bank and leaves each one in a quiet inbox.
Share any payment screen or statement screenshot, and Arc reads it on your phone.
Say what you spent in one breath. Each amount becomes its own entry.
Images, copied texts and links go straight to Arc.
Import a payment app’s statement and every payment in it lands in one go.
Tea, the metro, lunch: tap a chip and it’s logged.
When Arc fills something in, it’s right. When it isn’t sure, it asks.
When Arc isn’t sure of a category, it offers three ranked choices instead of guessing.
Pick a category once, and that payee goes there next time.
“Log all sure ones” logs everything Arc is sure of at once.
Texts are read on your phone, and details are masked before anything goes to the cloud.
Sheets, a number for today, your own periods and a glance from the Lock Screen.
Keep your own money, your home, a trip and the office apart, each in its own currency.
Arc turns your target into a daily amount that updates as you spend.
Run a sheet by calendar month, by salary cycle or for fixed dates.
Widgets and calm alerts keep your pace in view without opening Arc.
Each insight card answers one question, with cash flow and a year view beside them.
Card bills, other currencies and subscriptions, handled the way they really happen.
Paying a card bill or taking out cash is a transfer, so it never counts as spending twice.
Log it to a sheet in that currency. With Pro, Arc can convert it at the day’s rate instead.
Add what renews and see what it costs a year. Pro finds them for you and flags surprises.
Trips, flatmates, family: shared sheets with splits, settling up and paybacks.
Invite people as an owner, editor or viewer. Guests join without an account.
Split equally, by exact amounts or by shares, inside the same budget.
Send a payment link. People without Arc pay on a simple page.
Track the costs Mom pays you back for, with a monthly statement for her.
Mark an entry private on a shared sheet. Others see only the amount.
Web and iPhone stay in step, and help is one tap away.
Add it on your phone and it’s on the web a moment later.
Every help guide has a live demo, and Arc looks right in light or dark.
| Feature | Arc | Bank-sync apps | Manual apps |
|---|---|---|---|
| No bank password | Yes | No | Yes |
| Logs itself | Yes | Yes | No |
| Works with payment-app texts and UPI | Yes | Some | No |
| Splits inside the budget | Yes | No | Some |
| Every currency (150+) | Yes | Some | Some |
| Never fills a category it isn’t sure of | Yes | No | You fill in every one |
| No ads | Yes | Some | Some |
Pro is $3.99 a month. It lifts Free’s limits and adds full insights, subscription alerts and more Arc AI.
No card needed · iPhone app coming to the App Store