When a bank text is in a different currency than your default sheet, you choose its sheet.
On the web and the iPhone app
Try it
A $ text arrives. Pick the sheet it belongs to.
Chase
Chase: You made a $42.50 transaction with UBER on Oct 4.
Pick a sheet
Uber4 Oct · USDWhich sheet?$42.50
Arc didn’t guess, so a dollar payment never lands in a rupee sheet by mistake.
Sample data. Nothing here changes your sheets.
How to use it
1Step 1 of 3: In Activity, tap Which sheet? under Inbox. Texts in another currency sit at the top under Pick a sheet.
2Step 2 of 3: Tap the sheet it belongs to. Sheets in that currency come first.
3Step 3 of 3: Arc moves it to that sheet, and it joins the others, ready to log. Your choice is saved, so it shows the same on your iPhone and the website.
Activity › Inbox › Which sheet? Setting: Settings › General › Convert other currencies
On iPhone
Activity › Inbox › Which sheet? Setting: Settings › General › Convert other currencies
Good to know
Arc doesn’t guess here, so a dollar payment never lands in a rupee sheet by mistake. If no sheet uses that currency yet, you can still pick one; check the amount before you log it.
Rather skip the question? Turn on Settings › General › Convert other currencies into my default sheet, on your iPhone or the website. Such texts then go straight to your default sheet (no default sheet set? your first sheet; the setting names which), converted at that day’s rate, with the original kept (“₹3,780 · $45.00 at ₹84.00 (5 Oct)”). When your bank’s real charge on the same card arrives a few days later, it replaces the estimate.
Arc keeps exchange rates for 30 days. An older message shows, for example, “No exchange rate for 20 Aug. Type the amount in ₹ to log it.” Like any bank text, it’s read on your iPhone: Arc keeps only the amount and its currency, the date, who it went to and the card ending, never the message.