Apple Pay

Tap to pay, and the payment waits in Activity with the shop already named.

iPhone only

Try it

See how Arc fills in a payment, or suggests when it isn’t sure.

StarbucksToday · Credit card₹450

CategoryFoodArc filled this from your past entries

Sure: Arc fills it in and tells you why.

Sample data. Nothing here changes your sheets.

Step 1 of 4: In Arc, go to Settings › Automatic logging › Apple Pay and tap Add the Arc shortcut. Add it in Shortcuts, then come back and tap Allow Arc.
Step 2 of 4: In Shortcuts › Automation, turn on When I tap a Wallet Card or Pass. Don’t see it, or on iOS 26? Tap +, choose Transaction, pick all your cards, choose Run Immediately and pick Arc · Apple Pay.
Step 3 of 4: Keep it quiet: if you made the automation yourself, turn off Notify When Run. Then tap Send a test payment to see a sample arrive.
Step 4 of 4: Tap your phone or Watch at a card machine. Arc gets the shop, the amount and the card, and the payment waits in Activity with your bank texts. Nothing is logged until you say so: tap ✓ to log it, ✗ to discard it, or Someone pays back if it’s someone else’s to pay.

On iPhone: Home › your photo (top right) › Settings › Automatic logging › Apple Pay. Waiting payments: Activity › Inbox

Only contactless taps in a shop start it. Online and in-app Apple Pay payments don’t, so Bank SMS covers those.
If your bank also texts you about the payment, Arc keeps one entry, with the shop from Apple Pay and the card from the text (unsure? “Possible duplicate of …”: tap Same payment or Different payments). Wallet reports declined taps too, so a tap no bank text has joined after 2 hours says “No bank text yet”: log it if the payment went through, discard it if it was declined.
In India, Apple Pay works with select Visa and Mastercard credit cards for now, since 30 September 2026. RuPay, debit cards and UPI aren’t on it yet, so Bank SMS covers those.